It wasn't so long ago that long term care insurance (LTC) was a definite consideration and possible purchase as Americans plan for their retirement years. However many changes have occurred in recent years regarding insurance companies adjusting and in some cases grandfathering plans and discontinuing offering long term insurance. As tends to be the norm for those purchasing health insurance policies, costs have and continue to increase. Depending upon the provider and your … [Read more...] about Cost Of Long Term Care Insurance: Can you Afford it? Is It Necessary?
long term health insurance
Sorting through the jumble of information, codes and prices when dealing with Medicare can be frustrating for many people, leading to unexpected expenses and confusion. At times one can use a dictionary to decipher precisely what a procedure or office visit cost. If you are on Medicare it can be helpful to understand the codes as they relate to your care. One must first understand the difference between a CPT (current procedural terminology) code and a HCPCS (healthcare common procedure … [Read more...] about Medicare Codes Clarified