It wasn't so long ago that long term care insurance (LTC) was a definite consideration and possible purchase as Americans plan for their retirement years. However many changes have occurred in recent years regarding insurance companies adjusting and in some cases grandfathering plans and discontinuing offering long term insurance. As tends to be the norm for those purchasing health insurance policies, costs have and continue to increase. Depending upon the provider and your … [Read more...] about Cost Of Long Term Care Insurance: Can you Afford it? Is It Necessary?