Since 2003 when Congress passed the Medicare Modernization Act (MMA), Medicare Advantage Plans have blanketed the country with television and print advertising about how Americans can save by signing up for a Medicare Advantage Plan. Approximately 30 percent, 15 million of all Americans eligible for Medicare have elected to trust an insurance company with their Medicare coverage rather than the government. Medicare Advantage Plans are administered by private insurance companies who believe … [Read more...] about Medicare Advantage Plans The Pros And The Cons
Is there a connection between Sundowning and Urinary tract Infections (UTI)? UTI's are uncomfortable for some, bothersome for many but can have severe consequences for the elderly or those with diseases in which dementia is symptomatic. Sundowning is not a disease but is a symptom of diseases such as Alzheimer's, Parkinson's or dementia related diseases. Sundowning causes a patient to become super charged or super active at night. It can begin anytime after dinner and continue well into the … [Read more...] about Sundowning and UTI’s
Antioxidant fruits have been highly publicized in the past few years and for good reason. The oxygen utilized by the cells in our body causes oxidation. The oxidation in turn produces free radicals which can cause short and long term damage to our bodies. Berries are inherently rich in antioxidants which can decrease risk of disease, improve the health of our skin and aid in weight maintenance. As a bonus many berries are high in Vitamin C which helps the production of collagen, manage … [Read more...] about Berry Oh Berry! Benefits Of Antioxidants Berries
A trust by definition is a stand alone instrument which is a legal entity. The details of the trust are devised by you in conjunction with consultation from accounting and legal professionals. State and federal laws must always be considered when doing any type of estate planning. Trusts have gained favor in recent years. An estate planning professional who knows your wishes along with accurate financial details of your estate can assist in determining if a revocable or irrevocable trust … [Read more...] about Revocable And Irrevocable trusts
For many years, it was the American dream to own a home. In later years it was the American dream to own the home debt free. Burning the mortgage papers was a celebratory passage. However for those approaching retirement paying off a mortgage has its' positive and negatives. Many factors both financial and emotional should be taken into consideration when deciding if or when a mortgage should be paid off in full? Financial And Emotional Considerations Debt Free Retirement Is it a primary … [Read more...] about Pay Off A Mortgage For Retirement?