Three buckets you say? Three buckets of ... ? Three bucket retirement strategy. We've all heard of the four percent rule and the buy less stocks, more bonds as one ages. The traditional four percent rule recommends that retirees liquidate no more than 4 % of their retirement portfolio per year; four percent is considered the "safe" rate. However as the population ages and life expectancies increase, a retirement portfolio remains under pressure to fund a retirement which could easily last … [Read more...] about The Three Bucket Retirement Strategy
I have been a connoisseur of sorts of healthcare.gov since its' launch on October 1st. In the interim, the President has issued an apology due to the lack of functionality, the glitches and down time of the website. In mid November the President stated that those with a cancelled insurance policy could indeed keep their policy. As one of the cancelled January lst group I can state that I cannot keep my policy. Blue Cross will not allow their members to keep the policies as they do not conform … [Read more...] about Healthcare.gov Progress?
One benefit of the Affordable Health Care Act is the inclusion of preventive care regardless if one is receiving Medicare. Patients are not charged a copayment or coinsurance to access preventive services including blood pressure screening, cholesterol screening, abdominal aortic aneurysm screening, diabetes screening plus an extensive list of other services. Vaccinations are amongst the services covered. The annual deductible does not have to be met to access these services. The … [Read more...] about Affordable Care Act Benefits Seniors
Hot weather remains a threat to those who are elderly or are compromised medically. Medications and pre existing conditions can exacerbate the effects of heat as well as the the threat of dehydration which can be very dangerous. A University of Chicago Medical Center study reports that 405 of heat related fatalities are among people over 65 years of age. Hot Weather Tips For Seniors 1. Drink plenty of liquids. Dehydration can be the cause of many heat related health problems. Experts … [Read more...] about Summer Heat Tips For Seniors
Physically caring for a loved one at home can be an extremely financially costly endeavor and many times requires the assistance of a VA home health aide(s) to accomplish the activities of daily living (ADL.) VA home health aides assist during the recovery and rehabilitation or may be necessary for the long term care of a family member. Each situation and each family member is unique as to what is needed to provide the best care and quality of life. V.A. Home Health Aide Program The U.S. … [Read more...] about VA Home Health Aide Program